Terms of Service

Last updated: August 12, 2026

By accessing or using Money Clarity (the "Site"), you agree to these Terms of Service. If you do not agree, please do not use the Site.

1. Educational purpose only

The Site publishes educational and informational content about personal finance, including articles, comparisons, and interactive calculators. Nothing on this Site constitutes financial, investment, legal, or tax advice, and no content is personalized to your individual circumstances. Decisions you make based on Site content are your own responsibility. Consider consulting a qualified professional before acting on any financial matter.

2. Calculator limitations

Interactive calculators are provided for illustrative and planning purposes only. Their results depend on the accuracy of the numbers you enter and on simplifying assumptions that are described on each calculator page. Results may differ from real-world outcomes, including because of rounding, fees, taxes, inflation, interest-rate changes, and other factors not modeled. Always verify results with a financial professional or official sources before relying on them.

3. Third-party links and services

The Site links to third-party websites and may use third-party services (such as email form services and advertising networks). We do not control and are not responsible for the content, policies, or availability of third-party sites and services. You use them at your own risk.

4. Acceptable use

You agree not to:

• Use the Site in any way that violates applicable law.
• Attempt to disrupt, overload, or interfere with the Site's operation.
• Scrape, harvest, or republish the Site's content in bulk without permission.
• Misrepresent your identity when using the Site's contact or newsletter forms.

5. Intellectual property

Content on this Site is owned by Money Clarity or used with permission. You may share links to the Site and quote brief excerpts for non-commercial purposes with attribution. Any other reproduction, redistribution, or republication requires prior written consent.

6. No liability

The Site is provided "as is" and "as available", without warranties of any kind, express or implied. To the maximum extent permitted by law, Money Clarity, its operators, and its contributors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of, or inability to use, the Site, its calculators, or any content found on it.

7. Advertising

The Site may display advertising, including advertising delivered by Google AdSense. Advertisers may use cookies and similar technologies as described in our Privacy Policy. We do not endorse advertised products and are not responsible for third-party advertisements.

8. Changes to these terms

We may update these Terms of Service from time to time. The current version will always be available on this page, with the "Last updated" date shown above. Continued use of the Site after changes take effect constitutes acceptance of the revised terms.

9. Contact

Questions about these terms may be sent to contact@moneyclarity.blog.